Fi​ve Rings Arizona

Five Rings Arizona uses an instrument called an Index Account to grow your money in either a tax deferred or pre-tax environment; both of which will experience the UPSIDE of the market (S&P 500) with absolutely NO Downside Risk!  That's right NO DOWNSIDE RISK!


That sounds almost to good to be true, but it isn't. An Index Account is never in the market, it is in an Index that follows the market.  Here is how it works.


1) When the market is up your account goes up.


2) When the market is down you get ZERO! Example: In 2008 when the market experienced a greater than a 50% negative downturn, you would receive ZERO!  That's right ZERO Loss!


3) If the market is up 22% you will receive 13%*.  This is what makes it sound not do good.  Our clients tell us  they would gladly give up a small amount of the UPSIDE in order not to lose one dime.


The Floor is 0% and the Ceiling* is between 10%-13% depending on the instrument.



* The ceiling on our products can be anywhere between 10% to 13% depending on the product.​

Index Accumulation Account